From 1 July, for those with income in lari, it will be possible to take a loan of up to 1 million lari only in lari.

Georgia has implemented changes to lending regulations to promote domestic currency usage. Beginning July 1, 2026, residents whose income is denominated in Georgian Lari will only be able to obtain loans up to 1 million Lari exclusively in the national currency. The Financial Stability Committee raised the ceiling for unhedged foreign currency lending from 750,000 to 1 million Lari.

Alongside this policy shift, the central bank reduced commercial banks' reserve requirements by 5%. Although international financial markets remained relatively stable during the past year, the intensification of regional conflicts has created mounting pressure on global conditions. Officials caution that commodity market volatility, strengthening inflation expectations, and further credit market tightening present significant risks to economic stability.